Financial Literacy


Special issue of Journal of Consumer Affairs, Edited by Brenda Cude, Angela Lyons and John A. Tatom, and conference in Indianapolis, 14-15 May 2009; Deadline 16 Feb 2009

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Call for Papers
The Journal of Consumer Affairs

Special Issue on:
Financial Literacy

Networks Financial Institute at Indiana State University is pleased to invite research papers for its conference:

Improving Financial Literacy and Reshaping Financial Behavior
May 14-15, 2009 in Indianapolis, Indiana

Conference papers will be considered for publication in a special issue of the Journal of Consumer Affairs (JCA) to be published in 2010. Editors for the special issue are Professors Brenda Cude, Angela Lyons and John A. Tatom.

Personal financial decisions are the focus of great scrutiny and uncertainty today. The recent foreclosure and financial crisis dramatically shows the costs of suboptimal consumer decisions. This has stressed household wealth and amplified the difficulties of managing assets, income, and consumer behavior. The focus of this conference is on the factors that shape financial behavior and how individuals, educators and policy makers can most effectively improve financial literacy and its influence on financial decision-making.

Likely topics include, but are not limited to:

  • Advances in methods to define and improve financial literacy
  • Measurement and assessment of financial education programs
  • Current approaches to, and best practices for, improving financial literacy
  • The relationships of financial information, literacy and behavior
  • Behavioral finance and improving behavioral outcomes
  • Financial and consumer socialization processes
  • Reshaping saving and investment behavior for the retirement years
  • Improving saving and asset building strategies for low-income groups
  • The implications of the financial crisis for improving literacy and behavior
  • Research on improving mortgages and reducing foreclosures and bankruptcies
  • Regulatory reform, financial literacy and reshaping financial behavior
  • Financial institutions’ role in improving financial literacy and access to financial services

Conference organizing committee: 
Brenda Cude, Professor of Housing and Consumer Economics, University of Georgia
Tahira Hira, Professor of Personal Finance and Consumer Economics and Executive Assistant to the President, Iowa State University
Annamaria Lusardi, Professor of Economics, Dartmouth College
Angela Lyons, Associate Professor, University of Illinois at Urbana-Champaign
Anna Paulson, Senior Economist, Federal Reserve Bank of Chicago
John A. Tatom, Associate Professor of Finance, Indiana State University

Submission date: Papers must be received by February 16, 2009.

Submissions will be evaluated and selected by the organizing committee for presentation at the conference. These papers can subsequently be submitted for the special edition of the JCA and will be refereed using the normal JCA review process. Therefore, authors should follow the submission guidelines for the Journal of Consumer Affairs as detailed under "JCA Author Guidelines" on the Blackwell Publishing web site (

Submit papers electronically to: John A. Tatom
Director of Research
Networks Financial Institute

Reasonable expenses for travel (up to $500 for authors(s) of each paper) and lodging for authors of papers accepted for the conference will be reimbursed by Networks Financial Institute. Registration fees for authors will also be waived.